Who this is for
TREP targets food entrepreneurs in underserved locations.
- South African citizens running a food business in a township or rural area
- Owner-managed businesses — cooked food, bakery, or other configured TREP food schemes
- Entrepreneurs who want a clear plan before applying through sefa
How dijo+ helps
From first check to submission-ready — in one workspace.
Step 1
Readiness check
Fourteen questions in about 7 minutes · exits under 2 minutes if a hard gate fails. Hard gates exit early with a clear reason.
Step 2
Your result and plan
A readiness band and step-by-step tasks — not an approval score.
Step 3
Documents
Checklist and auto-generated packs from your operating records where possible.
Step 4
Prepare your application
Multi-channel submission assistant. dijo+ never stores portal passwords.
How the money works
50% grant capped at R100 000 · 5% loan · up to 60 months — if approved.
Illustrations use your own ask — never a flat 50% story that overstates the grant. Above R200k, every extra rand is loan.
| Total ask | Grant | Loan |
|---|---|---|
| R80k | R40k | R40k |
| R200k | R100k | R100k |
| R500k | R100k | R400k |
Examples only — not an offer or approval.
Drag to see how the grant cap changes the split — if approved.
R200k total ask
Grant you don't repay
R100k
Loan at 5%
R100k
Effective grant share
50%
Illustrative loan repayment: about R1 887/month over 60 months — not a binding schedule.
Hard gates to know upfront
Fail-fast questions — so you are not surprised later.
- You must be a South African citizen
- The business must operate in a township or rural area — not suburb, CBD, or online-only
- You must own and manage the business day to day
- Confirmed debt review on the owner or a partner blocks this programme version
- Bakeries above R1.5m annual turnover may qualify for business development support only
What you will need
A head start on the document checklist dijo+ builds after your check.
- Certified owner ID
- CIPC registration documents (if registered)
- Tax compliance status or PIN
- Business or personal bank statements
- Credit report
- Municipal permit or licence (where required)
- Proof of business premises
Key terms
- CIPC
- Companies and Intellectual Property Commission — your business registration number.
- sefa
- Small Enterprise Finance Agency — administers SMME funding on behalf of government.
- Seda
- Small Enterprise Development Agency — regional offices that can help with applications.
This is a readiness check — not a promise of approval. dijo+ is not sefa or DSBD and does not decide funding.
Programme terms in dijo+ follow the July 2026 configuration baseline. Always confirm current rules on official sources before you apply.
Official programme sources
Start your TREP readiness check
About 7 minutes · exits under 2 minutes if a hard gate fails. You need a free dijo+ account to save your result and build your plan.
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